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Cutting Costs

When I was younger, my older siblings used to always make fun of me because I hated to spend money. Now that I’m an adult, I have a number of different things that I have to spend money on, such as a mortgage, utilities, transportation, food, etc. One of the great things about using the Finicity Money Manager is that it gives me many opportunities to review my budget and look for ways to cut expenses.

Sometimes the ways to cut spending are pretty obvious, and sometimes you need to be a little creative. My family and friends probably would say that I’m being stupid, rather than being creative with some of the ways that I have found to cut some expenses.

One of the biggest savings that I have been able to maneuver is to refinance my mortgage with Finicity Home Loans. Due to the new lower interest rate that I was able to get, I was able to save a few hundred a month. Some other areas that I have found to save a little (this is where my family and friends think I’m a little weird) are on my electricity bill and gas bill. I was able to cut my gas bill by turning my water heater down, washing my clothes in cold water, and keeping my house cooler. Wearing a sweatshirt or wrapping up in a blanket are ways to counter having the house cooler. I do not have any kids, so it is a little easier to have my house cooler without affecting family members. However, be forewarned that getting out of bed in the morning is a little more difficult. During the summer, I would keep my house warmer so that my air conditioner wouldn’t run as much. These few things have helped me save a few extra dollars every month.

Kyle Lloyd, Accounting

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This entry was posted on Friday, October 24th, 2008 at 8:02 am and is filed under Life in General, Money Management. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

3 Responses to “Cutting Costs”

  1. Josh Maxwell Says:
    October 28th, 2008 at 11:31 am

    I found your site on Google and read a few of your other entires. Nice Stuff. I’m looking forward to reading more from you.

  2. Charles Galloway Says:
    October 28th, 2008 at 1:30 pm

    I think that’s a great way to cut costs. The post about cutting costs nailed it right on the head. I found it to be very informative. Thanks

  3. John Stanton Says:
    October 30th, 2008 at 10:22 am

    Fantastic post. I appreciate your insight. We certainly be more creative in saving money. I like this post together with the Fuel post by Higley.